Gold Tracker vs JM Bullion: Which gold app is better?

How is Gold Tracker different from the JM Bullion app?

The JM Bullion app is a mobile storefront from one of America's most popular online precious metals dealers. Its focus is shopping: browse their catalog of gold, silver, platinum, and palladium products, see app-only deals, set spot price alerts, and track orders from purchase to delivery. You can view live spot prices with charts and check out securely with Face ID or Touch ID. But the app is centered on buying through JM Bullion, so it does not help you track metals you already own.

Gold Tracker is built for managing what you already own. You can log every coin, bar, and round with the price you paid, track real-time gain or loss per position, calculate melt values for any karat or purity, and check prices from your watch face or lock screen. Your portfolio is stored locally on your device, syncs through iCloud, and can be locked with Face ID or Touch ID, with no account required and no ads.

Feature comparison between Gold Tracker and JM Bullion
Feature	Gold Tracker	JM Bullion
Spot Prices
Live gold, silver, platinum & palladium spot prices	✓	✓
Price in troy ounces, grams, kilograms & pennyweights	✓	✕
150+ currency support	✓	✕
Historical price charts	✓	✓
Automatic background price refresh	✓	✓
Daily high / low & change percentage	✓	✓
Price alerts	✕	✓
The Vault — Portfolio Tracking
Physical inventory tracking (coins, bars, rounds)	✓	✕
Log purchases with price, weight & date	✓	✕
Track sales and record realized profit / loss	✓	✕
Track value in grams, kilograms & pennyweights	✓	✕
Average cost per oz / g / kg / dwt	✓	✕
Real-time unrealized gain / loss on each position	✓	✕
FX gain / loss tracking across currencies	✓	✕
Lot-level purchase history	✓	✕
Vault synced across iPhone & iPad via iCloud	✓	✕
Calculators
Melt value calculator (live spot price)	✓	✕
Karat gold calculator (8K – 24K)	✓	✕
Silver purity calculator (.925, .999, etc.)	✓	✕
Platinum & palladium melt calculators	✓	✕
Calculate across oz, grams, kg & pennyweights	✓	✕
Apple Watch & Widgets
Dedicated Apple Watch app	✓	✕
Watch face complications (multiple styles)	✓	✕
Home screen widgets	✓	✕
Lock screen widgets	✓	✕
Choose which metal to display in widget	✓	✕
Privacy & Your Data
No account required	✓	✕
Ad-free	✓	✕
Local-first — your data stays on your device	✓	✕
Synced via iCloud — encrypted in transit and at rest	✓	✕
Face ID / Touch ID lock	✓	✓
Shopping & Marketplace
Browse & buy coins, bars, and rounds in-app	✕	✓
App-only deals & flash sales	✕	✓
Order tracking from purchase to delivery	✕	✓
Sell precious metals back through the app	✕	✓

Information is based on publicly available App Store listings and is accurate to the best of our knowledge. Features may change with future updates.

What Gold Tracker does that JM Bullion doesn't

The Vault — Full Portfolio Tracking

JM Bullion has no portfolio tracking at all. You can browse their catalog, place orders, and track shipments, but once your metals arrive, there's no way to log them in the app or see what your collection is worth. Gold Tracker's Vault is built for that. Every purchase is recorded as a separate lot with the exact price, weight, date, and currency. The app calculates your average cost per ounce, tracks unrealized gain or loss against the live spot price, and updates in real time. You can view your portfolio in troy ounces, grams, kilograms, or pennyweights, and in any of 150+ currencies.

If you bought gold in Canadian dollars, euros, or pounds, Gold Tracker tracks the FX gain or loss separately from the metal price movement. When you sell, it records the realized profit and keeps a full history. For collectors who buy from multiple dealers, including JM Bullion, APMEX, local coin shops, and eBay, Gold Tracker gives you a single view of everything you own.

Melt Value Calculators

JM Bullion sells finished products with listed premiums, like coins, bars, and rounds at marked prices. It does not help you figure out what a piece of scrap gold or jewelry is worth at melt. Gold Tracker's melt value calculators handle gold from 8K through 24K, silver at any purity (.925, .999, or custom), plus platinum and palladium. Enter a weight in troy ounces, grams, kilograms, or pennyweights and get the melt value at the current spot price. Pawn shops, gold buyers, and dealers have relied on these calculators since 2015.

Apple Watch & Widgets

JM Bullion doesn't have an Apple Watch app or widgets of any kind. Gold Tracker has a dedicated Apple Watch app with watch face complications that show your chosen metal's price directly on your watch face. On iPhone, Gold Tracker also offers home screen widgets and lock screen widgets where you choose which metal to display. If you want prices available at a glance, Gold Tracker gives you more ways to get them.

Privacy & Local-First Storage

The JM Bullion app requires an account tied to your name, email, and purchase history, all stored on JM Bullion's servers. It is designed to support their store, so it also surfaces promotional content and app-only deals. Gold Tracker requires no account at all. Your portfolio data is stored locally on your device, and if you enable iCloud sync, Apple encrypts that synced data in transit and on its servers. You can lock the vault with Face ID or Touch ID. Your holdings are not tied to any dealer account or marketing profile.